285 FINSTOWN ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $299,623 and $377,043, with a best estimate of $320,932. That places the property below the H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson median of $436,276, in a neighborhood that declined 3.4% over the past year.
Estimated Value Range
$320,932
$547,255
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $299,623 and $377,043. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$94,176 for 474 sqft less living space and -$1,560 for being older. Net adjustment: -$95,736.
Adjusted -$104,110 for 524 sqft less living space and -$2,600 for being older. Net adjustment: -$106,710.
Adjusted -$102,719 for 517 sqft less living space and -$1,040 for being older. Net adjustment: -$103,759.
Adjusted -$102,918 for 518 sqft less living space and -$1,560 for being older. Net adjustment: -$104,478.
Adjusted +$10,530 for 53 sqft more living space and -$5,720 for being older. Net adjustment: +$4,810.
The Neighborhood
This home is valued 25.4% above the H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson median of $436,276. With 571 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.4% over the past year.
H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson
above averageThis home is +25.4% above the subdivision median.
Tax Analysis
The estimated annual property tax is $14,644 across all districts. With a homestead exemption claimed, that drops to $12,855 — saving $1,789 per year. That's $1,071 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $6,596 |
| Williamson County MUD #22 | MUD | 0.8990% | $4,920 |
| Williamson County | County | 0.3694% | $2,022 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $547 |
| Williamson County FM/Rd | County | 0.0443% | $243 |
| EWC Higher Ed Center | special | 0.0409% | $224 |
| Upper Brushy Creek WCID | Water | 0.0170% | $93 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.6758% | $14,644 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $320,932 would pay approximately $2,003 per month (principal and interest only, excluding taxes and insurance).