123 GAINER DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $214,166 and $371,211, with a best estimate of $257,917. That places the property below the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.
Estimated Value Range
$257,917
$289,397
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H308403H - CENTRAL SOUTH OF 79, this home's estimated market value is between $214,166 and $371,211. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$40,589 for 211 sqft less living space. Net adjustment: -$40,589.
Adjusted +$59,056 for 307 sqft more living space and -$4,429 for being older. Net adjustment: +$54,627.
Adjusted -$88,872 for 462 sqft less living space and -$8,858 for being older. Net adjustment: -$97,730.
Adjusted +$19,429 for 101 sqft more living space and -$8,858 for being older. Net adjustment: +$10,571.
Adjusted -$93,489 for 486 sqft less living space and +$4,429 for being newer. Net adjustment: -$89,060.
The Neighborhood
This home is valued 5.7% below the H308403H - CENTRAL SOUTH OF 79 median of $306,864. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.9% over the past year.
H308403H - CENTRAL SOUTH OF 79
typicalThis home is -5.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,259 across all districts. With a homestead exemption claimed, that drops to $4,518 — saving $1,741 per year. That's $377 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,488 |
| Hutto | City | 0.3859% | $1,117 |
| Williamson County | County | 0.3694% | $1,069 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $289 |
| Williamson County FM/Rd | County | 0.0443% | $128 |
| EWC Higher Ed Center | special | 0.0409% | $118 |
| Upper Brushy Creek WCID | Water | 0.0170% | $49 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $6,259 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $257,917 would pay approximately $1,610 per month (principal and interest only, excluding taxes and insurance).