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228 SPRING GARDEN DR, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed2 bath1,352 sqftBuilt 1984

Property at a Glance

This home is estimated between $264,578 and $396,489, with a best estimate of $374,961. That places the property below the H103491H - Garden Park Sec 1 median of $388,608, in a neighborhood that appreciated 2.6% over the past year.

Estimated Value Range

$264,578 $396,489
Best Estimate
$374,961
WCAD Value
$408,183
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H103491H - Garden Park Sec 1, this home's estimated market value is between $264,578 and $396,489. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

214 SPRING GARDEN DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,890 sqft Built 1984
Raw Value $408,164
Adjusted Value $264,578

Adjusted -$143,586 for 538 sqft less living space. Net adjustment: -$143,586.

213 SPRING GARDEN DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,333 sqft Built 1985
Raw Value $393,355
Adjusted Value $396,489

Adjusted +$5,071 for 19 sqft more living space and -$1,937 for being older. Net adjustment: +$3,134.

116 SPRING GARDEN DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
2 bed 2 bath 1,421 sqft Built 1984
Raw Value $349,088
Adjusted Value $330,673

Adjusted -$18,415 for 69 sqft less living space. Net adjustment: -$18,415.

227 SPRING GARDEN DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,320 sqft Built 1984
Raw Value $366,421
Adjusted Value $374,961

Adjusted +$8,540 for 32 sqft more living space. Net adjustment: +$8,540.

129 SPRING GARDEN DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,574 sqft Built 1985
Raw Value $446,273
Adjusted Value $385,087

Adjusted -$59,249 for 222 sqft less living space and -$1,937 for being older. Net adjustment: -$61,186.

The Neighborhood

This home is valued 5.0% above the H103491H - Garden Park Sec 1 median of $388,608. With 123 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 2.6% over the past year.

H103491H - Garden Park Sec 1

typical
123 Properties
$388,608 Median Value
+2.6% YoY Change
1% Have Pool
76% Have Garage
This Home
$408,183
Median
$388,608

This home is +5.0% above the subdivision median.

Tax Analysis

The estimated annual property tax is $7,176 across all districts. With a homestead exemption claimed, that drops to $5,415 — saving $1,761 per year. That's $451 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$4,868
Williamson CountyCounty0.3694%$1,492
Williamson County ESD #3 - HuttoESD0.1000%$404
Williamson County FM/RdCounty0.0443%$179
EWC Higher Ed Centerspecial0.0409%$165
Upper Brushy Creek WCIDWater0.0170%$69
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7768%$7,176

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $374,961 would pay approximately $2,340 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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