405 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $384,850 and $485,240, with a best estimate of $436,032. That places the property below the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.
Estimated Value Range
$436,032
$408,390
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $384,850 and $485,240. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$94,991 for 352 sqft more living space. Net adjustment: +$94,991.
Adjusted -$33,193 for 123 sqft less living space and -$23,619 for being older. Net adjustment: -$56,812.
Adjusted -$109,834 for 407 sqft less living space and -$33,066 for being older. Net adjustment: -$142,900.
Adjusted -$72,053 for 267 sqft less living space and -$23,619 for being older. Net adjustment: -$95,672.
Adjusted +$9,715 for 36 sqft more living space and -$42,513 for being older and -$96,544 for no pool. Net adjustment: -$129,342.
The Neighborhood
This home is valued 17.9% below the G230698D - River Ridge & Riverview Estates - All median of $497,470. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.7% over the past year.
G230698D - River Ridge & Riverview Estates - All
below averageThis home is -17.9% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,422 across all districts. With a homestead exemption claimed, that drops to $5,804 — saving $1,618 per year. That's $484 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,291 |
| Williamson County | County | 0.3694% | $1,509 |
| Georgetown | City | 0.3530% | $1,442 |
| Williamson County FM/Rd | County | 0.0443% | $181 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $7,422 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $436,032 would pay approximately $2,722 per month (principal and interest only, excluding taxes and insurance).