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127 SPANISH OAK CIR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,644 sqftBuilt 1980

Property at a Glance

This home is estimated between $342,480 and $464,674, with a best estimate of $366,220. That places the property below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.

Estimated Value Range

$342,480 $464,674
Best Estimate
$366,220
WCAD Value
$399,996
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $342,480 and $464,674. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

125 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,686 sqft Built 1980
Raw Value $375,023
Adjusted Value $366,220

Adjusted -$8,803 for 42 sqft less living space. Net adjustment: -$8,803.

129 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,095 sqft Built 1980
Raw Value $559,196
Adjusted Value $464,674

Adjusted -$94,522 for 451 sqft less living space. Net adjustment: -$94,522.

112 SHADY OAK DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,773 sqft Built 1980
Raw Value $396,184
Adjusted Value $369,148

Adjusted -$27,036 for 129 sqft less living space. Net adjustment: -$27,036.

110 SHADY OAK DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,618 sqft Built 1980
Raw Value $353,205
Adjusted Value $358,654

Adjusted +$5,449 for 26 sqft more living space. Net adjustment: +$5,449.

113 LIVE OAK DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,940 sqft Built 1976
Raw Value $402,904
Adjusted Value $342,480

Adjusted -$62,037 for 296 sqft less living space and +$1,613 for being newer. Net adjustment: -$60,424.

The Neighborhood

This home is valued 6.1% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.

G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5

typical
358 Properties
$377,162 Median Value
-0.4% YoY Change
4% Have Pool
96% Have Garage
This Home
$399,996
Median
$377,162

This home is +6.1% above the subdivision median.

Tax Analysis

The estimated annual property tax is $7,269 across all districts. With a homestead exemption claimed, that drops to $5,654 — saving $1,615 per year. That's $471 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,202
Williamson CountyCounty0.3694%$1,478
GeorgetownCity0.3530%$1,412
Williamson County FM/RdCounty0.0443%$177
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$7,269

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $366,220 would pay approximately $2,286 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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