109 RIDGECREST RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $494,167 and $551,859, with a best estimate of $504,173. That places the property below the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.
Estimated Value Range
$504,173
$500,180
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G180580F - Oakcrest Estates (Riverside & Spring), this home's estimated market value is between $494,167 and $551,859. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$20,193 for 74 sqft more living space. Net adjustment: +$20,193.
Adjusted -$144,351 for 529 sqft less living space and -$11,072 for being older. Net adjustment: -$155,423.
Adjusted +$117,609 for 431 sqft more living space and +$13,287 for being newer. Net adjustment: +$130,896.
Adjusted -$87,320 for 320 sqft less living space and -$4,429 for being older. Net adjustment: -$91,749.
Adjusted +$37,657 for 138 sqft more living space. Net adjustment: +$37,657.
The Neighborhood
This home is valued 4.1% below the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 15.7% over the past year.
G180580F - Oakcrest Estates (Riverside & Spring)
typicalThis home is -4.1% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,456 across all districts. With a homestead exemption claimed, that drops to $6,817 — saving $1,639 per year. That's $568 per month a buyer should budget. The assessed value increased +18.3% vs the subdivision average of +15.7%. This above-average increase gives a protest opportunity score of 53 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,888 |
| Williamson County | County | 0.3694% | $1,719 |
| Georgetown | City | 0.3530% | $1,642 |
| Williamson County FM/Rd | County | 0.0443% | $206 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $8,456 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $504,173 would pay approximately $3,147 per month (principal and interest only, excluding taxes and insurance).