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103 REEF LN, GEORGETOWN, TX 78633

GEORGETOWN, 78633 — williamson County

2 bed1 bath921 sqftBuilt 2003

Property at a Glance

This home is estimated between $26,456 and $204,377, with a best estimate of $99,903. That places the property below the G730590D - North Lake median of $597,120, in a neighborhood that appreciated 5.3% over the past year.

Estimated Value Range

$26,456 $204,377
Best Estimate
$99,903
WCAD Value
$399,370
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in G730590D - North Lake. The estimated range of $26,456 and $204,377 should be treated as a rough guide.

Comparable Properties (5)

3 bed 2 bath 1,324 sqft Built 1997
Raw Value $300,224
Adjusted Value $155,550

Adjusted -$116,699 for 403 sqft less living space and +$24,265 for being newer and -$52,240 for no garage. Net adjustment: -$144,674.

2 bed 2 bath 1,625 sqft Built 2022
Raw Value $359,398
Adjusted Value $26,456

Adjusted -$203,861 for 704 sqft less living space and -$76,841 for being older and -$52,240 for no garage. Net adjustment: -$332,942.

3 bed 2 bath 1,785 sqft Built 1998
Raw Value $382,115
Adjusted Value $99,903

Adjusted -$250,193 for 864 sqft less living space and +$20,221 for being newer and -$52,240 for no garage. Net adjustment: -$282,212.

3 bed 2 bath 2,408 sqft Built 1998
Raw Value $538,093
Adjusted Value $75,476

Adjusted -$430,598 for 1,487 sqft less living space and +$20,221 for being newer and -$52,240 for no garage. Net adjustment: -$462,617.

3 bed 2 bath 2,190 sqft Built 1994
Raw Value $587,690
Adjusted Value $204,377

Adjusted -$367,471 for 1,269 sqft less living space and +$36,398 for being newer and -$52,240 for no garage. Net adjustment: -$383,313.

The Neighborhood

This home is valued 33.1% below the G730590D - North Lake median of $597,120. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 5.3% over the past year.

G730590D - North Lake

below average
441 Properties
$597,120 Median Value
+5.3% YoY Change
5% Have Pool
75% Have Garage
This Home
$399,370
Median
$597,120

This home is -33.1% below the subdivision median.

Tax Analysis

The estimated annual property tax is $6,213 across all districts. With a homestead exemption claimed, that drops to $4,668 — saving $1,545 per year. That's $389 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,196
Williamson CountyCounty0.3694%$1,475
Williamson County ESD #8 - GeorgetownESD0.0912%$364
Williamson County FM/RdCounty0.0443%$177
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5556%$6,213

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $99,903 would pay approximately $624 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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