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109 FRONT ST W, HUTTO, TX 78634

HUTTO, 78634 — williamson County

2 bed1 bath792 sqftBuilt 1945

Property at a Glance

This home is estimated between $-15,710 and $525,684, with a best estimate of $403,645. That places the property above the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.

Estimated Value Range

$-15,710 $525,684
Best Estimate
$403,645
WCAD Value
$157,345
Medium Confidence

Based on 5 comparable properties(4 in the same subdivision)

Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $-15,710 and $525,684. More comparables in the same subdivision would strengthen this estimate.

Comparable Properties (5)

101 JIM CAGE LN, HUTTO, TX 78634
0.08 mi 90% similar Same subdivision
2 bed 1 bath 640 sqft Built 1984
Raw Value $201,672
Adjusted Value $403,645

Adjusted +$29,239 for 152 sqft more living space and +$172,734 for being newer. Net adjustment: +$201,973.

123 FRONT ST E, HUTTO, TX 78634
0.10 mi 77% similar Same subdivision
3 bed 2 bath 2,072 sqft Built 1945
Raw Value $230,516
Adjusted Value $-15,710

Adjusted -$246,226 for 1,280 sqft less living space. Net adjustment: -$246,226.

308 WILL LN, HUTTO, TX 78634
0.10 mi 67% similar Same subdivision
3 bed 2 bath 777 sqft Built 2001
Raw Value $313,487
Adjusted Value $510,738

Adjusted +$2,885 for 15 sqft more living space and +$248,029 for being newer and -$53,663 for no garage. Net adjustment: +$197,251.

202 BROOKE ST, HUTTO, TX 78634
0.10 mi 55% similar Same subdivision
4 bed 3 bath 996 sqft Built 2002
Raw Value $366,131
Adjusted Value $525,684

Adjusted -$39,242 for 204 sqft less living space and +$252,458 for being newer and -$53,663 for no garage. Net adjustment: +$159,553.

3 bed 2 bath 1,764 sqft Built 1985
Raw Value $270,732
Adjusted Value $260,917

Adjusted -$186,978 for 972 sqft less living space and +$177,163 for being newer. Net adjustment: -$9,815.

The Neighborhood

This home is valued 48.7% below the H308403H - CENTRAL SOUTH OF 79 median of $306,864. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.9% over the past year.

H308403H - CENTRAL SOUTH OF 79

below average
1,570 Properties
$306,864 Median Value
-5.9% YoY Change
1% Have Pool
98% Have Garage
This Home
$157,345
Median
$306,864

This home is -48.7% below the subdivision median.

Tax Analysis

The estimated annual property tax is $3,403 across all districts. With a homestead exemption claimed, that drops to $1,687 — saving $1,716 per year. That's $141 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$1,896
HuttoCity0.3859%$607
Williamson CountyCounty0.3694%$581
Williamson County ESD #3 - HuttoESD0.1000%$157
Williamson County FM/RdCounty0.0443%$70
EWC Higher Ed Centerspecial0.0409%$64
Upper Brushy Creek WCIDWater0.0170%$27
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1628%$3,403

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $403,645 would pay approximately $2,520 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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