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109 STONE WATER LN, JARRELL, TX 76537

JARRELL, 76537 — williamson County

3 bed2 bath1,808 sqftBuilt 2005

Property at a Glance

This home is estimated between $184,708 and $249,736, with a best estimate of $198,680. That places the property below the J202505F - HILLTOP ESTATES median of $453,759, in a neighborhood that appreciated 11.7% over the past year.

Estimated Value Range

$184,708 $249,736
Best Estimate
$198,680
WCAD Value
$401,041
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in J202505F - HILLTOP ESTATES. The estimated range of $184,708 and $249,736 should be treated as a rough guide.

Comparable Properties (5)

3 bed 2 bath 1,683 sqft Built 2024
Raw Value $262,732
Adjusted Value $198,680

Adjusted +$26,242 for 125 sqft more living space and -$90,294 for being older. Net adjustment: -$64,052.

3 bed 2 bath 1,649 sqft Built 2024
Raw Value $261,904
Adjusted Value $204,990

Adjusted +$33,380 for 159 sqft more living space and -$90,294 for being older. Net adjustment: -$56,914.

3 bed 2 bath 1,582 sqft Built 2024
Raw Value $227,557
Adjusted Value $184,708

Adjusted +$47,445 for 226 sqft more living space and -$90,294 for being older. Net adjustment: -$42,849.

4 bed 2 bath 1,635 sqft Built 2021
Raw Value $225,963
Adjusted Value $186,245

Adjusted +$36,319 for 173 sqft more living space and -$76,037 for being older. Net adjustment: -$39,718.

3 bed 2 bath 1,450 sqft Built 2023
Raw Value $199,928
Adjusted Value $249,736

Adjusted +$75,157 for 358 sqft more living space and -$85,542 for being older and +$60,193 for having a garage. Net adjustment: +$49,808.

The Neighborhood

This home is valued 11.6% below the J202505F - HILLTOP ESTATES median of $453,759. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 11.7% over the past year.

J202505F - HILLTOP ESTATES

typical
32 Properties
$453,759 Median Value
+11.7% YoY Change
0% Have Pool
100% Have Garage
This Home
$401,041
Median
$453,759

This home is -11.6% below the subdivision median.

Tax Analysis

The estimated annual property tax is $9,527 across all districts. With a homestead exemption claimed, that drops to $7,820 — saving $1,707 per year. That's $652 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Jarrell ISDSchool1.1669%$4,622
Sonterra MUDMUD0.7245%$2,870
Williamson CountyCounty0.3694%$1,463
Williamson County ESD #5 - JarrellESD0.1000%$396
Williamson County FM/RdCounty0.0443%$176
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4052%$9,527

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $198,680 would pay approximately $1,240 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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