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638 RIVER BLUFF CIR, GEORGETOWN, TX 78626

GEORGETOWN, 78626 — williamson County

3 bed2 bath2,101 sqftBuilt 2004

Property at a Glance

This home is estimated between $359,109 and $411,584, with a best estimate of $391,542. That places the property above the G412400H - Katy Crossing - SFR median of $316,216, in a neighborhood that declined 4.5% over the past year.

Estimated Value Range

$359,109 $411,584
Best Estimate
$391,542
WCAD Value
$378,015
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G412400H - Katy Crossing - SFR, this home's estimated market value is between $359,109 and $411,584. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

634 RIVER BLUFF CIR, GEORGETOWN, TX 78626
0.01 mi 100% similar Same subdivision
3 bed 2 bath 1,832 sqft Built 2014
Raw Value $365,947
Adjusted Value $359,109

Adjusted +$56,343 for 269 sqft more living space and -$63,181 for being older. Net adjustment: -$6,838.

630 RIVER BLUFF CIR, GEORGETOWN, TX 78626
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,808 sqft Built 2014
Raw Value $371,402
Adjusted Value $369,591

Adjusted +$61,370 for 293 sqft more living space and -$63,181 for being older. Net adjustment: -$1,811.

209 RIVER PARK, GEORGETOWN, TX 78626
0.04 mi 100% similar Same subdivision
3 bed 2 bath 1,913 sqft Built 2005
Raw Value $378,525
Adjusted Value $411,584

Adjusted +$39,377 for 188 sqft more living space and -$6,318 for being older. Net adjustment: +$33,059.

643 RIVER BLUFF CIR, GEORGETOWN, TX 78626
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,511 sqft Built 2019
Raw Value $511,997
Adjusted Value $391,542

Adjusted -$85,876 for 410 sqft less living space and -$94,772 for being older and +$60,193 for having a garage. Net adjustment: -$120,455.

300 RIVER BLUFF CIR, GEORGETOWN, TX 78626
0.04 mi 100% similar Same subdivision
3 bed 2 bath 1,895 sqft Built 2003
Raw Value $358,676
Adjusted Value $408,141

Adjusted +$43,147 for 206 sqft more living space and +$6,318 for being newer. Net adjustment: +$49,465.

The Neighborhood

This home is valued 19.5% above the G412400H - Katy Crossing - SFR median of $316,216. With 303 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 4.5% over the past year.

G412400H - Katy Crossing - SFR

above average
303 Properties
$316,216 Median Value
-4.5% YoY Change
1% Have Pool
100% Have Garage
This Home
$378,015
Median
$316,216

This home is +19.5% above the subdivision median.

Tax Analysis

The estimated annual property tax is $6,870 across all districts. With a homestead exemption claimed, that drops to $5,263 — saving $1,607 per year. That's $439 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$3,971
Williamson CountyCounty0.3694%$1,397
GeorgetownCity0.3530%$1,334
Williamson County FM/RdCounty0.0443%$168
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$6,870

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $391,542 would pay approximately $2,444 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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