431 FARM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $347,793 and $504,716, with a best estimate of $358,330. That places the property below the H120406G - EMORY FARMS median of $392,662, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$358,330
$340,991
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H120406G - EMORY FARMS, this home's estimated market value is between $347,793 and $504,716. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$9,558 for 53 sqft less living space and +$3,480 for being newer. Net adjustment: -$6,078.
Adjusted +$68,526 for 380 sqft more living space. Net adjustment: +$68,526.
Adjusted +$8,476 for 47 sqft more living space and +$6,960 for being newer. Net adjustment: +$15,436.
Adjusted -$3,967 for 22 sqft less living space and +$3,480 for being newer. Net adjustment: -$487.
Adjusted -$11,722 for 65 sqft less living space and +$3,480 for being newer. Net adjustment: -$8,242.
The Neighborhood
This home is valued 13.2% below the H120406G - EMORY FARMS median of $392,662. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.0% over the past year.
H120406G - EMORY FARMS
typicalThis home is -13.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,375 across all districts. With a homestead exemption claimed, that drops to $5,625 — saving $1,750 per year. That's $469 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,110 |
| Hutto | City | 0.3859% | $1,316 |
| Williamson County | County | 0.3694% | $1,260 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $341 |
| Williamson County FM/Rd | County | 0.0443% | $151 |
| EWC Higher Ed Center | special | 0.0409% | $139 |
| Upper Brushy Creek WCID | Water | 0.0170% | $58 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $7,375 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $358,330 would pay approximately $2,237 per month (principal and interest only, excluding taxes and insurance).