637 PALO BREA LOOP, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $371,084 and $490,819, with a best estimate of $381,642. That places the property below the H314423B - COVERED BRIDGE median of $420,515, in a neighborhood that appreciated 107.2% over the past year.
Estimated Value Range
$381,642
$378,772
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H314423B - COVERED BRIDGE, this home's estimated market value is between $371,084 and $490,819. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$53,551 for 198 sqft more living space and +$7,330 for being newer. Net adjustment: +$60,881.
Adjusted -$6,491 for 24 sqft less living space and +$7,330 for being newer. Net adjustment: +$839.
Adjusted +$18,121 for 67 sqft more living space and -$7,330 for being older. Net adjustment: +$10,791.
Adjusted +$133,065 for 492 sqft more living space and +$7,330 for being newer. Net adjustment: +$140,395.
Adjusted +$21,637 for 80 sqft more living space and -$7,330 for being older. Net adjustment: +$14,307.
The Neighborhood
This home is valued 9.9% below the H314423B - COVERED BRIDGE median of $420,515. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 107.2% over the past year.
H314423B - COVERED BRIDGE
typicalThis home is -9.9% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,192 across all districts. With a homestead exemption claimed, that drops to $6,435 — saving $1,757 per year. That's $536 per month a buyer should budget. The assessed value increased +106.4% vs the subdivision average of +107.2%. This increase gives a protest opportunity score of 50 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,565 |
| Hutto | City | 0.3859% | $1,462 |
| Williamson County | County | 0.3694% | $1,399 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $379 |
| Williamson County FM/Rd | County | 0.0443% | $168 |
| EWC Higher Ed Center | special | 0.0409% | $155 |
| Upper Brushy Creek WCID | Water | 0.0170% | $64 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,192 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $381,642 would pay approximately $2,382 per month (principal and interest only, excluding taxes and insurance).