401 BEAR OAK ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $303,811 and $505,113, with a best estimate of $381,856. That places the property below the H115421C - HIGHLANDS NORTH median of $422,468, in a neighborhood that declined 3.9% over the past year.
Estimated Value Range
$381,856
$387,039
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H115421C - HIGHLANDS NORTH, this home's estimated market value is between $303,811 and $505,113. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$56,990 for 272 sqft less living space. Net adjustment: -$56,990.
Adjusted +$3,771 for 18 sqft more living space. Net adjustment: +$3,771.
Adjusted +$61,390 for 293 sqft more living space and +$12,272 for being newer. Net adjustment: +$73,662.
Adjusted -$119,637 for 571 sqft less living space. Net adjustment: -$119,637.
Adjusted +$61,390 for 293 sqft more living space and +$12,272 for being newer. Net adjustment: +$73,662.
The Neighborhood
This home is valued 8.4% below the H115421C - HIGHLANDS NORTH median of $422,468. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.9% over the past year.
H115421C - HIGHLANDS NORTH
typicalThis home is -8.4% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,371 across all districts. With a homestead exemption claimed, that drops to $6,612 — saving $1,759 per year. That's $551 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,665 |
| Hutto | City | 0.3859% | $1,494 |
| Williamson County | County | 0.3694% | $1,430 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $387 |
| Williamson County FM/Rd | County | 0.0443% | $172 |
| EWC Higher Ed Center | special | 0.0409% | $158 |
| Lower Brushy Creek WCID | Water | 0.0169% | $66 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $8,371 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $381,856 would pay approximately $2,384 per month (principal and interest only, excluding taxes and insurance).