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324 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath2,580 sqftBuilt 2016

Property at a Glance

This home is estimated between $478,790 and $536,225, with a best estimate of $497,100. That places the property below the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.

Estimated Value Range

$478,790 $536,225
Best Estimate
$497,100
WCAD Value
$488,777
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G172613B - WATER OAK NORTH, this home's estimated market value is between $478,790 and $536,225. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

320 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
4 bed 3 bath 2,134 sqft Built 2016
Raw Value $441,256
Adjusted Value $536,225

Adjusted +$94,969 for 446 sqft more living space. Net adjustment: +$94,969.

312 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 2,625 sqft Built 2016
Raw Value $488,372
Adjusted Value $478,790

Adjusted -$9,582 for 45 sqft less living space. Net adjustment: -$9,582.

325 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 2,310 sqft Built 2015
Raw Value $445,034
Adjusted Value $497,100

Adjusted +$57,492 for 270 sqft more living space and -$5,426 for being older. Net adjustment: +$52,066.

309 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
4 bed 3 bath 2,596 sqft Built 2015
Raw Value $510,006
Adjusted Value $501,173

Adjusted -$3,407 for 16 sqft less living space and -$5,426 for being older. Net adjustment: -$8,833.

300 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 2,580 sqft Built 2016
Raw Value $488,777
Adjusted Value $488,777

This comparable closely matches the subject property's features.

The Neighborhood

This home is valued 2.6% below the G172613B - WATER OAK NORTH median of $501,966. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.7% over the past year.

G172613B - WATER OAK NORTH

typical
442 Properties
$501,966 Median Value
-3.7% YoY Change
0% Have Pool
99% Have Garage
This Home
$488,777
Median
$501,966

This home is -2.6% below the subdivision median.

Tax Analysis

The estimated annual property tax is $12,100 across all districts. With a homestead exemption claimed, that drops to $10,539 — saving $1,561 per year. That's $878 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,135
Williamson County MUD #25MUD0.9200%$4,497
Williamson CountyCounty0.3694%$1,806
Williamson County ESD #8 - GeorgetownESD0.0912%$446
Williamson County FM/RdCounty0.0443%$217
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4756%$12,100

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $497,100 would pay approximately $3,103 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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