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109 PENNA LN, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed2 bath1,432 sqftBuilt 2016

Property at a Glance

This home is estimated between $298,567 and $477,048, with a best estimate of $355,460. That places the property below the I451417C - RANCHO SIENNA SEC 4,9,11 median of $430,159, in a neighborhood that declined 2.6% over the past year.

Estimated Value Range

$298,567 $477,048
Best Estimate
$355,460
WCAD Value
$421,894
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in I451417C - RANCHO SIENNA SEC 4,9,11, this home's estimated market value is between $298,567 and $477,048. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

105 PENNA LN, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
3 bed 2 bath 1,813 sqft Built 2016
Raw Value $386,583
Adjusted Value $298,567

Adjusted -$88,016 for 381 sqft less living space. Net adjustment: -$88,016.

201 PENNA LN, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
4 bed 2 bath 1,572 sqft Built 2016
Raw Value $509,390
Adjusted Value $477,048

Adjusted -$32,342 for 140 sqft less living space. Net adjustment: -$32,342.

101 PENNA LN, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,730 sqft Built 2015
Raw Value $386,546
Adjusted Value $311,996

Adjusted -$68,842 for 298 sqft less living space and -$5,708 for being older. Net adjustment: -$74,550.

205 PENNA LN, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 2 bath 1,853 sqft Built 2016
Raw Value $452,717
Adjusted Value $355,460

Adjusted -$97,257 for 421 sqft less living space. Net adjustment: -$97,257.

724 BONNET BLVD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,551 sqft Built 2015
Raw Value $461,386
Adjusted Value $428,187

Adjusted -$27,491 for 119 sqft less living space and -$5,708 for being older. Net adjustment: -$33,199.

The Neighborhood

This home is valued 1.9% below the I451417C - RANCHO SIENNA SEC 4,9,11 median of $430,159. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 2.6% over the past year.

I451417C - RANCHO SIENNA SEC 4,9,11

typical
355 Properties
$430,159 Median Value
-2.6% YoY Change
0% Have Pool
100% Have Garage
This Home
$421,894
Median
$430,159

This home is -1.9% below the subdivision median.

Tax Analysis

The estimated annual property tax is $10,365 across all districts. With a homestead exemption claimed, that drops to $8,553 — saving $1,812 per year. That's $713 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Liberty Hill ISDSchool1.2389%$5,227
Williamson County MUD #12MUD0.7296%$3,078
Williamson CountyCounty0.3694%$1,559
Williamson County ESD #4 - Liberty HillESD0.0745%$314
Williamson County FM/RdCounty0.0443%$187
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4568%$10,365

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $355,460 would pay approximately $2,219 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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