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400 FM 619 SPUR, ELGIN, TX 78621

ELGIN, 78621 — williamson County

3 bed2 bath1,609 sqftBuilt 1996

Property at a Glance

This home is estimated between $63,917 and $1,311,054, with a best estimate of $198,085. That places the property below the X006330I - THRALL ISD NON-CITY median of $447,610, in a neighborhood that appreciated 2.2% over the past year.

Estimated Value Range

$63,917 $1,311,054
Best Estimate
$198,085
WCAD Value
$1,796,480
Low Confidence

Based on 5 comparable properties(1 in the same subdivision)

There are 5 comparable properties within range, but few are in X006330I - THRALL ISD NON-CITY. The estimated range of $63,917 and $1,311,054 should be treated as a rough guide.

Comparable Properties (5)

1255 FM 619 SPUR, ELGIN, TX 78621
0.00 mi 100% similar
3 bed 1,656 sqft Built 2001
Raw Value $85,022
Adjusted Value $63,917

Adjusted -$11,585 for 47 sqft less living space and -$9,520 for being older. Net adjustment: -$21,105.

651 FM 619 SPUR, ELGIN, TX 78621
0.00 mi 91% similar Same subdivision
3 bed 2 bath 4,884 sqft Built 1994
Raw Value $2,114,520
Adjusted Value $1,311,054

Adjusted -$807,274 for 3,275 sqft less living space and +$3,808 for being newer. Net adjustment: -$803,466.

3 bed 1,976 sqft Built 2019
Raw Value $332,339
Adjusted Value $198,085

Adjusted -$90,464 for 367 sqft less living space and -$43,790 for being older. Net adjustment: -$134,254.

3 bed 1,104 sqft Built 1980
Raw Value $1,024,503
Adjusted Value $1,179,446

Adjusted +$124,480 for 505 sqft more living space and +$30,463 for being newer. Net adjustment: +$154,943.

3 bed 1,216 sqft Built 2022
Raw Value $93,759
Adjusted Value $141,130

Adjusted +$96,873 for 393 sqft more living space and -$49,502 for being older. Net adjustment: +$47,371.

The Neighborhood

This home is valued 301.3% above the X006330I - THRALL ISD NON-CITY median of $447,610. With 1,269 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 2.2% over the past year.

X006330I - THRALL ISD NON-CITY

outlier high
1,269 Properties
$447,610 Median Value
+2.2% YoY Change
4% Have Pool
36% Have Garage
This Home
$1,796,480
Median
$447,610

This home is +301.3% above the subdivision median.

Tax Analysis

The estimated annual property tax is $4,459 across all districts. With a homestead exemption claimed, that drops to $2,717 — saving $1,742 per year. That's $226 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Thrall ISDSchool1.2096%$3,129
Williamson CountyCounty0.3694%$956
Williamson County ESD #10 - CouplandESD0.1000%$259
Williamson County FM/RdCounty0.0443%$115
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7234%$4,459

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $198,085 would pay approximately $1,236 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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