320 RIDGECREST RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $328,043 and $509,638, with a best estimate of $419,436. That places the property below the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.
Estimated Value Range
$419,436
$496,608
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G180580F - Oakcrest Estates (Riverside & Spring), this home's estimated market value is between $328,043 and $509,638. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$44,752 for 164 sqft less living space and +$15,501 for being newer. Net adjustment: -$29,251.
Adjusted -$115,153 for 422 sqft less living space. Net adjustment: -$115,153.
Adjusted -$20,193 for 74 sqft less living space. Net adjustment: -$20,193.
Adjusted -$114,335 for 419 sqft less living space. Net adjustment: -$114,335.
Adjusted -$154,174 for 565 sqft less living space. Net adjustment: -$154,174.
The Neighborhood
This home is valued 4.7% below the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 15.7% over the past year.
G180580F - Oakcrest Estates (Riverside & Spring)
typicalThis home is -4.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,134 across all districts. With a homestead exemption claimed, that drops to $6,501 — saving $1,633 per year. That's $542 per month a buyer should budget. The assessed value increased +22.1% vs the subdivision average of +15.7%. This above-average increase gives a protest opportunity score of 77 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,702 |
| Williamson County | County | 0.3694% | $1,654 |
| Georgetown | City | 0.3530% | $1,580 |
| Williamson County FM/Rd | County | 0.0443% | $198 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $8,134 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $419,436 would pay approximately $2,618 per month (principal and interest only, excluding taxes and insurance).