104 RIDGE OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $354,909 and $400,743, with a best estimate of $387,363. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$387,363
$371,269
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $354,909 and $400,743. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$39,821 for 190 sqft less living space and -$403 for being older. Net adjustment: -$40,224.
Adjusted +$35,629 for 170 sqft more living space and -$403 for being older. Net adjustment: +$35,226.
Adjusted -$31,438 for 150 sqft less living space and -$403 for being older. Net adjustment: -$31,841.
Adjusted +$32,695 for 156 sqft more living space and -$403 for being older. Net adjustment: +$32,292.
Adjusted +$19,910 for 95 sqft more living space and -$403 for being older. Net adjustment: +$19,507.
The Neighborhood
This home is valued 1.6% below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is -1.6% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,747 across all districts. With a homestead exemption claimed, that drops to $5,142 — saving $1,605 per year. That's $429 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,901 |
| Williamson County | County | 0.3694% | $1,372 |
| Georgetown | City | 0.3530% | $1,311 |
| Williamson County FM/Rd | County | 0.0443% | $165 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,747 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $387,363 would pay approximately $2,418 per month (principal and interest only, excluding taxes and insurance).