103 SPANISH OAK CIR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $278,095 and $373,012, with a best estimate of $323,437. That places the property below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$323,437
$366,261
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $278,095 and $373,012. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$35,420 for 169 sqft less living space and +$2,016 for being newer. Net adjustment: -$33,404.
Adjusted +$7,545 for 36 sqft more living space and +$806 for being newer. Net adjustment: +$8,351.
Adjusted -$48,204 for 230 sqft less living space and +$2,419 for being newer. Net adjustment: -$45,785.
Adjusted +$11,318 for 54 sqft more living space and -$1,613 for being older. Net adjustment: +$9,705.
Adjusted -$107,307 for 512 sqft less living space and +$2,822 for being newer. Net adjustment: -$104,485.
The Neighborhood
This home is valued 2.9% below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is -2.9% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,656 across all districts. With a homestead exemption claimed, that drops to $5,053 — saving $1,603 per year. That's $421 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,848 |
| Williamson County | County | 0.3694% | $1,353 |
| Georgetown | City | 0.3530% | $1,293 |
| Williamson County FM/Rd | County | 0.0443% | $162 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,656 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $323,437 would pay approximately $2,019 per month (principal and interest only, excluding taxes and insurance).