403 SHADY OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $313,180 and $368,880, with a best estimate of $343,048. That places the property below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$343,048
$481,893
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $313,180 and $368,880. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$7,545 for 36 sqft more living space and +$403 for being newer. Net adjustment: +$7,948.
Adjusted -$58,893 for 281 sqft less living space and +$403 for being newer. Net adjustment: -$58,490.
Adjusted -$58,684 for 280 sqft less living space. Net adjustment: -$58,684.
Adjusted -$33,533 for 160 sqft less living space and +$1,613 for being newer. Net adjustment: -$31,920.
Adjusted -$31,857 for 152 sqft less living space and +$2,419 for being newer. Net adjustment: -$29,438.
The Neighborhood
This home is valued 27.8% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
above averageThis home is +27.8% above the subdivision median.
Tax Analysis
The estimated annual property tax is $8,758 across all districts. With a homestead exemption claimed, that drops to $7,113 — saving $1,645 per year. That's $593 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $5,063 |
| Williamson County | County | 0.3694% | $1,780 |
| Georgetown | City | 0.3530% | $1,701 |
| Williamson County FM/Rd | County | 0.0443% | $214 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $8,758 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $343,048 would pay approximately $2,141 per month (principal and interest only, excluding taxes and insurance).