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401 RIDGEWOOD DR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath646 sqftBuilt 1991

Property at a Glance

This home is estimated between $133,977 and $573,560, with a best estimate of $421,619. That places the property below the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$133,977 $573,560
Best Estimate
$421,619
WCAD Value
$504,186
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $133,977 and $573,560. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

403 RIDGEWOOD DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 749 sqft Built 1997
Raw Value $629,698
Adjusted Value $573,560

Adjusted -$27,796 for 103 sqft less living space and -$28,342 for being older. Net adjustment: -$56,138.

405 RIDGEWOOD DR, GEORGETOWN, TX 78628
0.03 mi 93% similar Same subdivision
4 bed 2 bath 1,216 sqft Built 1995
Raw Value $655,395
Adjusted Value $482,679

Adjusted -$153,821 for 570 sqft less living space and -$18,895 for being older. Net adjustment: -$172,716.

307 RIDGEWOOD DR, GEORGETOWN, TX 78628
0.03 mi 93% similar Same subdivision
4 bed 2 bath 1,290 sqft Built 1988
Raw Value $547,224
Adjusted Value $387,604

Adjusted -$173,791 for 644 sqft less living space and +$14,171 for being newer. Net adjustment: -$159,620.

409 RIDGEWOOD DR, GEORGETOWN, TX 78628
0.06 mi 90% similar Same subdivision
4 bed 2 bath 1,410 sqft Built 1986
Raw Value $604,174
Adjusted Value $421,619

Adjusted -$206,174 for 764 sqft less living space and +$23,619 for being newer. Net adjustment: -$182,555.

407 RIDGEWOOD DR, GEORGETOWN, TX 78628
0.05 mi 89% similar Same subdivision
3 bed 2 bath 1,899 sqft Built 1984
Raw Value $439,048
Adjusted Value $133,977

Adjusted -$338,137 for 1,253 sqft less living space and +$33,066 for being newer. Net adjustment: -$305,071.

The Neighborhood

This home is valued 1.4% above the G230698D - River Ridge & Riverview Estates - All median of $497,470. With 445 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

typical
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$504,186
Median
$497,470

This home is +1.4% above the subdivision median.

Tax Analysis

The estimated annual property tax is $9,163 across all districts. With a homestead exemption claimed, that drops to $7,510 — saving $1,653 per year. That's $626 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,297
Williamson CountyCounty0.3694%$1,863
GeorgetownCity0.3530%$1,780
Williamson County FM/RdCounty0.0443%$224
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$9,163

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $421,619 would pay approximately $2,632 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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