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316 ROYAL FERN RD, HUTTO, TX 78634

HUTTO, 78634 — williamson County

4 bed3 bath2,014 sqftBuilt 2025

Property at a Glance

This home is estimated between $383,174 and $492,207, with a best estimate of $397,115. That places the property above the H127524B - FLORA median of $391,626, in a neighborhood that appreciated 240.2% over the past year.

Estimated Value Range

$383,174 $492,207
Best Estimate
$397,115
WCAD Value
$577,114
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H127524B - FLORA, this home's estimated market value is between $383,174 and $492,207. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

324 ROYAL FERN RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 2,289 sqft Built 2025
Raw Value $444,728
Adjusted Value $383,174

Adjusted -$61,554 for 275 sqft less living space. Net adjustment: -$61,554.

329 ROYAL FERN RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 2,088 sqft Built 2025
Raw Value $407,144
Adjusted Value $390,580

Adjusted -$16,564 for 74 sqft less living space. Net adjustment: -$16,564.

112 ROYAL FERN RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,728 sqft Built 2025
Raw Value $333,099
Adjusted Value $397,115

Adjusted +$64,016 for 286 sqft more living space. Net adjustment: +$64,016.

105 ROYAL FERN RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,505 sqft Built 2024
Raw Value $378,277
Adjusted Value $492,207

Adjusted +$113,930 for 509 sqft more living space. Net adjustment: +$113,930.

301 ROYAL FERN RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 2,066 sqft Built 2025
Raw Value $467,439
Adjusted Value $455,800

Adjusted -$11,639 for 52 sqft less living space. Net adjustment: -$11,639.

The Neighborhood

This home is valued 47.4% above the H127524B - FLORA median of $391,626. With 259 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 240.2% over the past year.

H127524B - FLORA

above average
259 Properties
$391,626 Median Value
+240.2% YoY Change
0% Have Pool
100% Have Garage
This Home
$577,114
Median
$391,626

This home is +47.4% above the subdivision median.

Tax Analysis

The estimated annual property tax is $10,254 across all districts. With a homestead exemption claimed, that drops to $8,460 — saving $1,794 per year. That's $705 per month a buyer should budget. The assessed value increased +477.1% vs the subdivision average of +240.2%. This above-average increase gives a protest opportunity score of 100 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$6,955
Williamson CountyCounty0.3694%$2,132
Williamson County ESD #3 - HuttoESD0.1000%$577
Williamson County FM/RdCounty0.0443%$256
EWC Higher Ed Centerspecial0.0409%$236
Lower Brushy Creek WCIDWater0.0169%$98
Williamson County MUD (M92)MUD0.0000%$0
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7768%$10,254
100 / 100

There may be a strong case to protest this appraisal.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $397,115 would pay approximately $2,479 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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