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103 SETTLERS DR, CEDAR PARK, TX 78613

CEDAR PARK, 78613 — williamson County

3 bed2 bath1,817 sqftBuilt 1986

Property at a Glance

This home is estimated between $353,558 and $484,259, with a best estimate of $386,927. That places the property below the L369599E - Emarald Oaks median of $467,144, in a neighborhood that declined 13.6% over the past year.

Estimated Value Range

$353,558 $484,259
Best Estimate
$386,927
WCAD Value
$386,157
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in L369599E - Emarald Oaks, this home's estimated market value is between $353,558 and $484,259. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

105 SETTLERS DR, CEDAR PARK, TX 78613
0.01 mi 100% similar Same subdivision
3 bed 2 bath 1,742 sqft Built 1985
Raw Value $382,123
Adjusted Value $401,208

Adjusted +$17,223 for 75 sqft more living space and +$1,862 for being newer. Net adjustment: +$19,085.

101 SETTLERS DR, CEDAR PARK, TX 78613
0.01 mi 100% similar Same subdivision
3 bed 2 bath 1,787 sqft Built 1995
Raw Value $396,792
Adjusted Value $386,927

Adjusted +$6,889 for 30 sqft more living space and -$16,754 for being older. Net adjustment: -$9,865.

100 SETTLERS DR, CEDAR PARK, TX 78613
0.04 mi 100% similar Same subdivision
3 bed 2 bath 1,428 sqft Built 1992
Raw Value $406,098
Adjusted Value $484,259

Adjusted +$89,331 for 389 sqft more living space and -$11,170 for being older. Net adjustment: +$78,161.

104 SETTLERS DR, CEDAR PARK, TX 78613
0.04 mi 100% similar Same subdivision
3 bed 2 bath 1,901 sqft Built 1985
Raw Value $399,857
Adjusted Value $382,429

Adjusted -$19,290 for 84 sqft less living space and +$1,862 for being newer. Net adjustment: -$17,428.

102 SETTLERS DR, CEDAR PARK, TX 78613
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,156 sqft Built 1985
Raw Value $429,545
Adjusted Value $353,558

Adjusted -$77,849 for 339 sqft less living space and +$1,862 for being newer. Net adjustment: -$75,987.

The Neighborhood

This home is valued 17.3% below the L369599E - Emarald Oaks median of $467,144. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 13.6% over the past year.

L369599E - Emarald Oaks

below average
373 Properties
$467,144 Median Value
-13.6% YoY Change
2% Have Pool
99% Have Garage
This Home
$386,157
Median
$467,144

This home is -17.3% below the subdivision median.

Tax Analysis

The estimated annual property tax is $7,650 across all districts. With a homestead exemption claimed, that drops to $6,039 — saving $1,611 per year. That's $503 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Leander ISDSchool1.0869%$4,197
Williamson CountyCounty0.3694%$1,427
Cedar ParkCity0.3600%$1,390
Austin Community Collegespecial0.1034%$399
Williamson County FM/RdCounty0.0443%$171
Upper Brushy Creek WCIDWater0.0170%$66
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.9811%$7,650

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $386,927 would pay approximately $2,415 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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