109 BEAR OAK ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $257,437 and $328,049, with a best estimate of $293,790. That places the property below the H115406G - HUTTO HIGHLANDS median of $356,577, in a neighborhood that declined 7.1% over the past year.
Estimated Value Range
$293,790
$328,049
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H115406G - HUTTO HIGHLANDS, this home's estimated market value is between $257,437 and $328,049. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$121,127 for 666 sqft less living space. Net adjustment: -$121,127.
Adjusted -$51,106 for 281 sqft less living space. Net adjustment: -$51,106.
Adjusted -$119,490 for 657 sqft less living space. Net adjustment: -$119,490.
This comparable closely matches the subject property's features.
Adjusted -$40,558 for 223 sqft less living space. Net adjustment: -$40,558.
The Neighborhood
This home is valued 8.0% below the H115406G - HUTTO HIGHLANDS median of $356,577. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.1% over the past year.
H115406G - HUTTO HIGHLANDS
typicalThis home is -8.0% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,095 across all districts. With a homestead exemption claimed, that drops to $5,347 — saving $1,748 per year. That's $446 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,954 |
| Hutto | City | 0.3859% | $1,266 |
| Williamson County | County | 0.3694% | $1,212 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $328 |
| Williamson County FM/Rd | County | 0.0443% | $145 |
| EWC Higher Ed Center | special | 0.0409% | $134 |
| Lower Brushy Creek WCID | Water | 0.0169% | $56 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,095 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $293,790 would pay approximately $1,834 per month (principal and interest only, excluding taxes and insurance).