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109 NETTLE SWAP DR, HUTTO, TX 78634

HUTTO, 78634 — williamson County

4 bed2 bath2,109 sqftBuilt 2021

Property at a Glance

This home is estimated between $363,900 and $493,056, with a best estimate of $428,930. That places the property above the H317316D - HUTTO CROSSING median of $397,090, in a neighborhood that declined 5.0% over the past year.

Estimated Value Range

$363,900 $493,056
Best Estimate
$428,930
WCAD Value
$388,794
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H317316D - HUTTO CROSSING, this home's estimated market value is between $363,900 and $493,056. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

101 NETTLE SWAP DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 1,804 sqft Built 2020
Raw Value $426,270
Adjusted Value $482,145

Adjusted +$61,434 for 305 sqft more living space and -$5,559 for being older. Net adjustment: +$55,875.

119 NETTLE SWAP DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 2,263 sqft Built 2020
Raw Value $400,478
Adjusted Value $363,900

Adjusted -$31,019 for 154 sqft less living space and -$5,559 for being older. Net adjustment: -$36,578.

113 NETTLE SWAP DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,650 sqft Built 2021
Raw Value $336,477
Adjusted Value $428,930

Adjusted +$92,453 for 459 sqft more living space. Net adjustment: +$92,453.

117 NETTLE SWAP DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 2,310 sqft Built 2021
Raw Value $416,168
Adjusted Value $375,682

Adjusted -$40,486 for 201 sqft less living space. Net adjustment: -$40,486.

104 NETTLE SWAP DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 1,853 sqft Built 2020
Raw Value $447,051
Adjusted Value $493,056

Adjusted +$51,564 for 256 sqft more living space and -$5,559 for being older. Net adjustment: +$46,005.

The Neighborhood

This home is valued 2.1% below the H317316D - HUTTO CROSSING median of $397,090. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.0% over the past year.

H317316D - HUTTO CROSSING

typical
709 Properties
$397,090 Median Value
-5.0% YoY Change
0% Have Pool
100% Have Garage
This Home
$388,794
Median
$397,090

This home is -2.1% below the subdivision median.

Tax Analysis

The estimated annual property tax is $8,409 across all districts. With a homestead exemption claimed, that drops to $6,650 — saving $1,759 per year. That's $554 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$4,686
HuttoCity0.3859%$1,500
Williamson CountyCounty0.3694%$1,436
Williamson County ESD #3 - HuttoESD0.1000%$389
Williamson County FM/RdCounty0.0443%$172
EWC Higher Ed Centerspecial0.0409%$159
Upper Brushy Creek WCIDWater0.0170%$66
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1628%$8,409

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $428,930 would pay approximately $2,677 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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