405 VERNON ST, TAYLOR, TX 76574
TAYLOR, 76574 — williamson County
Property at a Glance
This home is estimated between $116,850 and $239,767, with a best estimate of $195,746. That places the property above the T541 - H1 & H2 median of $191,238, in a neighborhood that declined 12.0% over the past year.
Estimated Value Range
$195,746
$170,814
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in T541 - H1 & H2, this home's estimated market value is between $116,850 and $239,767. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$49,233 for 314 sqft less living space and -$2,456 for being older and -$36,603 for no garage. Net adjustment: -$88,292.
Adjusted +$16,306 for 104 sqft more living space and -$1,689 for being older and -$27,644 for no pool and -$36,603 for no garage. Net adjustment: -$49,630.
Adjusted -$16,934 for 108 sqft less living space and -$921 for being older. Net adjustment: -$17,855.
Adjusted +$42,961 for 274 sqft more living space and +$614 for being newer. Net adjustment: +$43,575.
Adjusted -$24,146 for 154 sqft less living space and -$2,456 for being older. Net adjustment: -$26,602.
The Neighborhood
This home is valued 10.7% below the T541 - H1 & H2 median of $191,238. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 12.0% over the past year.
T541 - H1 & H2
typicalThis home is -10.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $2,972 across all districts. With a homestead exemption claimed, that drops to $1,456 — saving $1,516 per year. That's $121 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Taylor ISD | School | 1.0638% | $1,520 |
| Taylor | City | 0.5850% | $836 |
| Williamson County | County | 0.3694% | $528 |
| Williamson County FM/Rd | County | 0.0443% | $63 |
| Lower Brushy Creek WCID | Water | 0.0169% | $24 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.0795% | $2,972 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $195,746 would pay approximately $1,222 per month (principal and interest only, excluding taxes and insurance).