115 SPANISH OAK CIR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $341,924 and $448,254, with a best estimate of $408,706. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$408,706
$426,513
Based on 5 comparable properties(3 in the same subdivision)
Based on 5 comparable properties (3 in the same subdivision, 2 nearby), the estimated range is $341,924 and $448,254. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted +$63,714 for 304 sqft more living space. Net adjustment: +$63,714.
Adjusted +$84,043 for 401 sqft more living space. Net adjustment: +$84,043.
Adjusted -$1,048 for 5 sqft less living space. Net adjustment: -$1,048.
Adjusted -$5,240 for 25 sqft less living space. Net adjustment: -$5,240.
Adjusted +$29,551 for 141 sqft more living space. Net adjustment: +$29,551.
The Neighborhood
This home is valued 13.1% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is +13.1% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,751 across all districts. With a homestead exemption claimed, that drops to $6,126 — saving $1,625 per year. That's $511 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,481 |
| Williamson County | County | 0.3694% | $1,576 |
| Georgetown | City | 0.3530% | $1,506 |
| Williamson County FM/Rd | County | 0.0443% | $189 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $7,751 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $408,706 would pay approximately $2,551 per month (principal and interest only, excluding taxes and insurance).