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445 CARMEL CREEKSIDE DR, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed2 bath2,439 sqftBuilt 2020

Property at a Glance

This home is estimated between $267,410 and $1,051,972, with a best estimate of $874,156. That places the property above the H005D86H - Hutto Abstracts median of $644,778, in a neighborhood that appreciated 25.9% over the past year.

Estimated Value Range

$267,410 $1,051,972
Best Estimate
$874,156
WCAD Value
$626,854
Medium Confidence

Based on 5 comparable properties(4 in the same subdivision)

Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $267,410 and $1,051,972. More comparables in the same subdivision would strengthen this estimate.

Comparable Properties (5)

306 THOMAS PARK, HUTTO, TX 78634
0.21 mi 100% similar Same subdivision
3 bed 2,272 sqft Built 1997
Raw Value $153,987
Adjusted Value $267,410

Adjusted +$52,701 for 167 sqft more living space and +$60,722 for being newer. Net adjustment: +$113,423.

655 CARMEL CREEKSIDE DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 2,365 sqft Built 1985
Raw Value $965,664
Adjusted Value $984,326

Adjusted +$23,353 for 74 sqft more living space and +$92,403 for being newer and -$97,094 for no garage. Net adjustment: +$18,662.

291 CARMEL CREEKSIDE DR, HUTTO, TX 78634
0.00 mi 99% similar Same subdivision
3 bed 2 bath 2,190 sqft Built 1990
Raw Value $716,375
Adjusted Value $874,156

Adjusted +$78,579 for 249 sqft more living space and +$79,202 for being newer. Net adjustment: +$157,781.

3 bed 2 bath 1,976 sqft Built 2019
Raw Value $355,327
Adjusted Value $406,985

Adjusted +$146,112 for 463 sqft more living space and +$2,640 for being newer and -$97,094 for no garage. Net adjustment: +$51,658.

466 CARMEL CREEKSIDE DR, HUTTO, TX 78634
0.00 mi 93% similar Same subdivision
3 bed 3 bath 1,722 sqft Built 2003
Raw Value $877,916
Adjusted Value $1,051,972

Adjusted +$226,269 for 717 sqft more living space and +$44,881 for being newer and -$97,094 for no garage. Net adjustment: +$174,056.

The Neighborhood

This home is valued 2.8% below the H005D86H - Hutto Abstracts median of $644,778. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 25.9% over the past year.

H005D86H - Hutto Abstracts

typical
1,074 Properties
$644,778 Median Value
+25.9% YoY Change
3% Have Pool
35% Have Garage
This Home
$626,854
Median
$644,778

This home is -2.8% below the subdivision median.

Tax Analysis

The estimated annual property tax is $11,138 across all districts. With a homestead exemption claimed, that drops to $9,335 — saving $1,803 per year. That's $778 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$7,555
Williamson CountyCounty0.3694%$2,316
Williamson County ESD #3 - HuttoESD0.1000%$627
Williamson County FM/RdCounty0.0443%$278
EWC Higher Ed Centerspecial0.0409%$256
Upper Brushy Creek WCIDWater0.0170%$107
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7768%$11,138

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $874,156 would pay approximately $5,456 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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