401 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $421,949 and $761,582, with a best estimate of $449,275. That places the property below the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.
Estimated Value Range
$449,275
$443,226
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $421,949 and $761,582. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$131,153 for 486 sqft more living space and +$4,724 for being newer. Net adjustment: +$135,877.
Adjusted +$17,271 for 64 sqft more living space and -$47,237 for being older. Net adjustment: -$29,966.
Adjusted -$31,304 for 116 sqft less living space and -$9,447 for being older. Net adjustment: -$40,751.
Adjusted +$142,217 for 527 sqft more living space and -$18,895 for being older. Net adjustment: +$123,322.
Adjusted +$36,161 for 134 sqft more living space and +$4,724 for being newer. Net adjustment: +$40,885.
The Neighborhood
This home is valued 10.9% below the G230698D - River Ridge & Riverview Estates - All median of $497,470. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.7% over the past year.
G230698D - River Ridge & Riverview Estates - All
typicalThis home is -10.9% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,055 across all districts. With a homestead exemption claimed, that drops to $6,424 — saving $1,631 per year. That's $535 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,657 |
| Williamson County | County | 0.3694% | $1,637 |
| Georgetown | City | 0.3530% | $1,565 |
| Williamson County FM/Rd | County | 0.0443% | $196 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $8,055 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $449,275 would pay approximately $2,804 per month (principal and interest only, excluding taxes and insurance).