509 MOSSY ROCK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $285,806 and $430,964, with a best estimate of $312,745. That places the property below the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$312,745
$390,139
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $285,806 and $430,964. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$3,175 for 15 sqft less living space. Net adjustment: -$3,175.
Adjusted +$3,599 for 17 sqft more living space. Net adjustment: +$3,599.
Adjusted +$3,599 for 17 sqft more living space. Net adjustment: +$3,599.
Adjusted -$40,857 for 193 sqft less living space. Net adjustment: -$40,857.
This comparable closely matches the subject property's features.
The Neighborhood
This home is valued 2.8% above the H406420C - Cross Creek median of $379,634. With 489 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
typicalThis home is +2.8% above the subdivision median.
Tax Analysis
The estimated annual property tax is $8,438 across all districts. With a homestead exemption claimed, that drops to $6,678 — saving $1,760 per year. That's $557 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,702 |
| Hutto | City | 0.3859% | $1,506 |
| Williamson County | County | 0.3694% | $1,441 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $390 |
| Williamson County FM/Rd | County | 0.0443% | $173 |
| EWC Higher Ed Center | special | 0.0409% | $159 |
| Lower Brushy Creek WCID | Water | 0.0169% | $66 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $8,438 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $312,745 would pay approximately $1,952 per month (principal and interest only, excluding taxes and insurance).