1320 COUNTY ROAD 491, ELGIN, TX 78621
ELGIN, 78621 — williamson County
Property at a Glance
This home is estimated between $99,000 and $530,340, with a best estimate of $231,681. That places the property above the AM40SDXI - MH EAST median of $179,286, in a neighborhood that declined 0.7% over the past year.
Estimated Value Range
$231,681
$215,402
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $99,000 and $530,340. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$54,946 for 576 sqft less living space and +$11,906 for being newer. Net adjustment: -$43,040.
Adjusted -$44,262 for 464 sqft less living space and -$5,953 for being older. Net adjustment: -$50,215.
Adjusted -$3,053 for 32 sqft less living space and +$35,717 for being newer. Net adjustment: +$32,664.
Adjusted -$39,778 for 417 sqft less living space and +$59,528 for being newer. Net adjustment: +$19,750.
Adjusted -$65,629 for 688 sqft less living space and +$11,906 for being newer. Net adjustment: -$53,723.
The Neighborhood
This home is valued 20.1% above the AM40SDXI - MH EAST median of $179,286. With 922 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.7% over the past year.
AM40SDXI - MH EAST
above averageThis home is +20.1% above the subdivision median.
Tax Analysis
The estimated annual property tax is $3,610 across all districts. With a homestead exemption claimed, that drops to $1,943 — saving $1,667 per year. That's $162 per month a buyer should budget. The assessed value increased +10.9% vs the subdivision average of -0.7%. This above-average increase gives a protest opportunity score of 65 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Coupland ISD | School | 1.1622% | $2,503 |
| Williamson County | County | 0.3694% | $796 |
| Williamson County ESD #10 - Coupland | ESD | 0.1000% | $215 |
| Williamson County FM/Rd | County | 0.0443% | $95 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.6760% | $3,610 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $231,681 would pay approximately $1,446 per month (principal and interest only, excluding taxes and insurance).