109 RIVER DOWN RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $278,123 and $483,937, with a best estimate of $409,237. That places the property below the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.
Estimated Value Range
$409,237
$473,632
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $278,123 and $483,937. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$94,721 for 351 sqft less living space and -$4,724 for being older. Net adjustment: -$99,445.
Adjusted -$43,987 for 163 sqft less living space. Net adjustment: -$43,987.
Adjusted -$95,531 for 354 sqft less living space and -$9,447 for being older. Net adjustment: -$104,978.
Adjusted +$48,575 for 180 sqft more living space and +$4,724 for being newer. Net adjustment: +$53,299.
Adjusted -$106,865 for 396 sqft less living space and +$9,447 for being newer. Net adjustment: -$97,418.
The Neighborhood
This home is valued 4.8% below the G230698D - River Ridge & Riverview Estates - All median of $497,470. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.7% over the past year.
G230698D - River Ridge & Riverview Estates - All
typicalThis home is -4.8% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,608 across all districts. With a homestead exemption claimed, that drops to $6,966 — saving $1,642 per year. That's $581 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,976 |
| Williamson County | County | 0.3694% | $1,750 |
| Georgetown | City | 0.3530% | $1,672 |
| Williamson County FM/Rd | County | 0.0443% | $210 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $8,608 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $409,237 would pay approximately $2,554 per month (principal and interest only, excluding taxes and insurance).