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439 SPEAR'S RANCH RD, JARRELL, TX 76537

JARRELL, 76537 — williamson County

5 bed4 bath3,287 sqftBuilt 2022

Property at a Glance

This home is estimated between $811,986 and $1,185,375, with a best estimate of $1,098,145. That places the property below the J103603C - SPEARS RANCH median of $1,101,875, in a neighborhood that declined 8.6% over the past year.

Estimated Value Range

$811,986 $1,185,375
Best Estimate
$1,098,145
WCAD Value
$1,269,367
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in J103603C - SPEARS RANCH. The estimated range of $811,986 and $1,185,375 should be treated as a rough guide.

Comparable Properties (5)

5 bed 3 bath 1,288 sqft Built 2022
Raw Value $354,540
Adjusted Value $1,111,657

Adjusted +$757,117 for 1,999 sqft more living space. Net adjustment: +$757,117.

4 bed 2 bath 1,800 sqft Built 2024
Raw Value $287,863
Adjusted Value $811,986

Adjusted +$563,198 for 1,487 sqft more living space and -$39,075 for being older. Net adjustment: +$524,123.

5 bed 3 bath 1,083 sqft Built 2025
Raw Value $321,996
Adjusted Value $1,098,145

Adjusted +$834,761 for 2,204 sqft more living space and -$58,612 for being older. Net adjustment: +$776,149.

4 bed 3 bath 1,052 sqft Built 2021
Raw Value $319,336
Adjusted Value $1,185,375

Adjusted +$846,502 for 2,235 sqft more living space and +$19,537 for being newer. Net adjustment: +$866,039.

240 DRUSE LN, JARRELL, TX 76537
0.00 mi 74% similar
3 bed 2 bath 1,868 sqft Built 2016
Raw Value $251,474
Adjusted Value $906,143

Adjusted +$537,444 for 1,419 sqft more living space and +$117,225 for being newer. Net adjustment: +$654,669.

The Neighborhood

This home is valued 15.2% above the J103603C - SPEARS RANCH median of $1,101,875. With 71 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 8.6% over the past year.

J103603C - SPEARS RANCH

above average
71 Properties
$1,101,875 Median Value
-8.6% YoY Change
3% Have Pool
83% Have Garage
This Home
$1,269,367
Median
$1,101,875

This home is +15.2% above the subdivision median.

Tax Analysis

The estimated annual property tax is $13,164 across all districts. With a homestead exemption claimed, that drops to $11,385 — saving $1,779 per year. That's $949 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Jarrell ISDSchool1.1669%$9,140
Williamson CountyCounty0.3694%$2,894
Williamson County ESD #5 - JarrellESD0.1000%$783
Williamson County FM/RdCounty0.0443%$347
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.6807%$13,164

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $1,098,145 would pay approximately $6,855 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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