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670 CR 491, ELGIN, TX 78621

ELGIN, 78621 — williamson County

3 bed728 sqftBuilt 1984

Property at a Glance

This home is estimated between $124,744 and $555,223, with a best estimate of $310,701. That places the property above the AM40SDXI - MH EAST median of $179,286, in a neighborhood that declined 0.7% over the past year.

Estimated Value Range

$124,744 $555,223
Best Estimate
$310,701
WCAD Value
$34,199
Medium Confidence

Based on 5 comparable properties(3 in the same subdivision)

Based on 5 comparable properties (3 in the same subdivision, 2 nearby), the estimated range is $124,744 and $555,223. More comparables in the same subdivision would strengthen this estimate.

Comparable Properties (5)

3904 CR 460, ELGIN, TX 78621
0.00 mi 95% similar Same subdivision
3 bed 798 sqft Built 2018
Raw Value $114,982
Adjusted Value $310,701

Adjusted -$6,677 for 70 sqft less living space and +$202,396 for being newer. Net adjustment: +$195,719.

4755 CR 480, ELGIN, TX 78621
0.00 mi 93% similar
3 bed 880 sqft Built 1994
Raw Value $79,716
Adjusted Value $124,744

Adjusted -$14,500 for 152 sqft less living space and +$59,528 for being newer. Net adjustment: +$45,028.

3520 CR 466, ELGIN, TX 78621
0.00 mi 87% similar Same subdivision
3 bed 1,680 sqft Built 1995
Raw Value $580,555
Adjusted Value $555,223

Adjusted -$90,813 for 952 sqft less living space and +$65,481 for being newer. Net adjustment: -$25,332.

3 bed 680 sqft Built 2019
Raw Value $198,623
Adjusted Value $411,551

Adjusted +$4,579 for 48 sqft more living space and +$208,349 for being newer. Net adjustment: +$212,928.

4630 CR 463, ELGIN, TX 78621
0.00 mi 84% similar Same subdivision
3 bed 1,792 sqft Built 1998
Raw Value $274,721
Adjusted Value $256,564

Adjusted -$101,497 for 1,064 sqft less living space and +$83,340 for being newer. Net adjustment: -$18,157.

The Neighborhood

This home is valued 80.9% below the AM40SDXI - MH EAST median of $179,286. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.7% over the past year.

AM40SDXI - MH EAST

outlier low
922 Properties
$179,286 Median Value
-0.7% YoY Change
1% Have Pool
1% Have Garage
This Home
$34,199
Median
$179,286

This home is -80.9% below the subdivision median.

Tax Analysis

The estimated annual property tax is $409 across all districts. With a homestead exemption claimed, that drops to $107 — saving $302 per year. That's $9 per month a buyer should budget. The assessed value increased +24.7% vs the subdivision average of -0.7%. This above-average increase gives a protest opportunity score of 80 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Coupland ISDSchool1.1622%$284
Williamson CountyCounty0.3694%$90
Williamson County ESD #10 - CouplandESD0.1000%$24
Williamson County FM/RdCounty0.0443%$11
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.6760%$409
80 / 100

There may be a strong case to protest this appraisal.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $310,701 would pay approximately $1,939 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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