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109 TORTOISE LN, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath2,279 sqftBuilt 1985

Property at a Glance

This home is estimated between $445,849 and $542,356, with a best estimate of $508,637. That places the property above the G197584F - Turtle Bend Sec 1, 1 (RESUB), 2, & Others median of $418,610, in a neighborhood that declined 14.1% over the past year.

Estimated Value Range

$445,849 $542,356
Best Estimate
$508,637
WCAD Value
$453,264
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G197584F - Turtle Bend Sec 1, 1 (RESUB), 2, & Others, this home's estimated market value is between $445,849 and $542,356. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

107 TORTOISE LN, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,030 sqft Built 1985
Raw Value $391,824
Adjusted Value $445,849

Adjusted +$54,025 for 249 sqft more living space. Net adjustment: +$54,025.

111 TORTOISE LN, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,385 sqft Built 1985
Raw Value $550,540
Adjusted Value $527,542

Adjusted -$22,998 for 106 sqft less living space. Net adjustment: -$22,998.

105 TORTOISE LN, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 1,847 sqft Built 1985
Raw Value $404,078
Adjusted Value $497,807

Adjusted +$93,729 for 432 sqft more living space. Net adjustment: +$93,729.

115 TORTOISE LN, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,582 sqft Built 1986
Raw Value $360,860
Adjusted Value $508,637

Adjusted +$151,225 for 697 sqft more living space and -$3,448 for being older. Net adjustment: +$147,777.

104 TURTLE CV, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 1,779 sqft Built 1984
Raw Value $430,425
Adjusted Value $542,356

Adjusted +$108,483 for 500 sqft more living space and +$3,448 for being newer. Net adjustment: +$111,931.

The Neighborhood

This home is valued 8.3% above the G197584F - Turtle Bend Sec 1, 1 (RESUB), 2, & Others median of $418,610. With 90 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 14.1% over the past year.

G197584F - Turtle Bend Sec 1, 1 (RESUB), 2, & Others

typical
90 Properties
$418,610 Median Value
-14.1% YoY Change
6% Have Pool
84% Have Garage
This Home
$453,264
Median
$418,610

This home is +8.3% above the subdivision median.

Tax Analysis

The estimated annual property tax is $7,051 across all districts. With a homestead exemption claimed, that drops to $5,496 — saving $1,555 per year. That's $458 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,762
Williamson CountyCounty0.3694%$1,675
Williamson County ESD #8 - GeorgetownESD0.0912%$413
Williamson County FM/RdCounty0.0443%$201
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5556%$7,051

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $508,637 would pay approximately $3,175 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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