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521 RIVER DOWN RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath2,106 sqftBuilt 1995

Property at a Glance

This home is estimated between $420,878 and $981,485, with a best estimate of $661,428. That places the property above the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$420,878 $981,485
Best Estimate
$661,428
WCAD Value
$442,391
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $420,878 and $981,485. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

511 RIVER DOWN RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 3 bath 1,540 sqft Built 1995
Raw Value $508,686
Adjusted Value $661,428

Adjusted +$152,742 for 566 sqft more living space. Net adjustment: +$152,742.

520 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,683 sqft Built 1998
Raw Value $881,505
Adjusted Value $981,485

Adjusted +$114,151 for 423 sqft more living space and -$14,171 for being older. Net adjustment: +$99,980.

522 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
5 bed 4 bath 1,990 sqft Built 2000
Raw Value $752,581
Adjusted Value $760,266

Adjusted +$31,304 for 116 sqft more living space and -$23,619 for being older. Net adjustment: +$7,685.

509 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 1,901 sqft Built 1995
Raw Value $522,224
Adjusted Value $577,546

Adjusted +$55,322 for 205 sqft more living space. Net adjustment: +$55,322.

107 RIVER DOWN RD, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,955 sqft Built 1995
Raw Value $380,129
Adjusted Value $420,878

Adjusted +$40,749 for 151 sqft more living space. Net adjustment: +$40,749.

The Neighborhood

This home is valued 11.1% below the G230698D - River Ridge & Riverview Estates - All median of $497,470. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

typical
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$442,391
Median
$497,470

This home is -11.1% below the subdivision median.

Tax Analysis

The estimated annual property tax is $8,040 across all districts. With a homestead exemption claimed, that drops to $6,409 — saving $1,631 per year. That's $534 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,648
Williamson CountyCounty0.3694%$1,634
GeorgetownCity0.3530%$1,562
Williamson County FM/RdCounty0.0443%$196
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$8,040

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $661,428 would pay approximately $4,129 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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