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103 SADDLE TRL, GEORGETOWN, TX 78633

GEORGETOWN, 78633 — williamson County

3 bed2 bath1,807 sqftBuilt 2002

Property at a Glance

This home is estimated between $394,245 and $438,886, with a best estimate of $406,638. That places the property below the G896514C - SUN CITY - ESTATES median of $536,480, in a neighborhood that declined 0.5% over the past year.

Estimated Value Range

$394,245 $438,886
Best Estimate
$406,638
WCAD Value
$388,428
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G896514C - SUN CITY - ESTATES, this home's estimated market value is between $394,245 and $438,886. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

101 SADDLE TRL, GEORGETOWN, TX 78633
0.01 mi 100% similar Same subdivision
3 bed 2 bath 2,052 sqft Built 2003
Raw Value $456,558
Adjusted Value $396,335

Adjusted -$55,025 for 245 sqft less living space and -$5,198 for being older. Net adjustment: -$60,223.

105 SADDLE TRL, GEORGETOWN, TX 78633
0.01 mi 100% similar Same subdivision
3 bed 2 bath 2,164 sqft Built 2002
Raw Value $510,423
Adjusted Value $430,244

Adjusted -$80,179 for 357 sqft less living space. Net adjustment: -$80,179.

102 HARNESS LN, GEORGETOWN, TX 78633
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,779 sqft Built 2000
Raw Value $389,953
Adjusted Value $406,638

Adjusted +$6,289 for 28 sqft more living space and +$10,396 for being newer. Net adjustment: +$16,685.

100 HARNESS LN, GEORGETOWN, TX 78633
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,077 sqft Built 2001
Raw Value $494,327
Adjusted Value $438,886

Adjusted -$60,639 for 270 sqft less living space and +$5,198 for being newer. Net adjustment: -$55,441.

104 HARNESS LN, GEORGETOWN, TX 78633
0.03 mi 100% similar Same subdivision
3 bed 2 bath 2,038 sqft Built 2002
Raw Value $446,125
Adjusted Value $394,245

Adjusted -$51,880 for 231 sqft less living space. Net adjustment: -$51,880.

The Neighborhood

This home is valued 27.6% below the G896514C - SUN CITY - ESTATES median of $536,480. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.5% over the past year.

G896514C - SUN CITY - ESTATES

below average
2,191 Properties
$536,480 Median Value
-0.5% YoY Change
12% Have Pool
100% Have Garage
This Home
$388,428
Median
$536,480

This home is -27.6% below the subdivision median.

Tax Analysis

The estimated annual property tax is $7,059 across all districts. With a homestead exemption claimed, that drops to $5,448 — saving $1,611 per year. That's $454 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,081
Williamson CountyCounty0.3694%$1,435
GeorgetownCity0.3530%$1,371
Williamson County FM/RdCounty0.0443%$172
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$7,059

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $406,638 would pay approximately $2,538 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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