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309 RIVER DOWN RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath1,474 sqftBuilt 1995

Property at a Glance

This home is estimated between $465,527 and $662,255, with a best estimate of $546,796. That places the property above the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$465,527 $662,255
Best Estimate
$546,796
WCAD Value
$537,711
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $465,527 and $662,255. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

401 RIVER DOWN RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 2 bath 1,368 sqft Built 1995
Raw Value $518,191
Adjusted Value $546,796

Adjusted +$28,605 for 106 sqft more living space. Net adjustment: +$28,605.

304 RIVER RIDGE DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 1,605 sqft Built 1999
Raw Value $542,985
Adjusted Value $488,738

Adjusted -$35,352 for 131 sqft less living space and -$18,895 for being older. Net adjustment: -$54,247.

306 RIVER RIDGE DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,549 sqft Built 1998
Raw Value $499,938
Adjusted Value $465,527

Adjusted -$20,240 for 75 sqft less living space and -$14,171 for being older. Net adjustment: -$34,411.

400 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,273 sqft Built 1998
Raw Value $622,184
Adjusted Value $662,255

Adjusted +$54,242 for 201 sqft more living space and -$14,171 for being older. Net adjustment: +$40,071.

308 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,834 sqft Built 1997
Raw Value $684,769
Adjusted Value $578,172

Adjusted -$97,150 for 360 sqft less living space and -$9,447 for being older. Net adjustment: -$106,597.

The Neighborhood

This home is valued 8.1% above the G230698D - River Ridge & Riverview Estates - All median of $497,470. With 445 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

typical
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$537,711
Median
$497,470

This home is +8.1% above the subdivision median.

Tax Analysis

The estimated annual property tax is $9,772 across all districts. With a homestead exemption claimed, that drops to $8,107 — saving $1,665 per year. That's $676 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,649
Williamson CountyCounty0.3694%$1,987
GeorgetownCity0.3530%$1,898
Williamson County FM/RdCounty0.0443%$238
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$9,772

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $546,796 would pay approximately $3,413 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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