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403 RIVER DOWN RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath1,614 sqftBuilt 1995

Property at a Glance

This home is estimated between $495,865 and $700,036, with a best estimate of $584,577. That places the property above the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$495,865 $700,036
Best Estimate
$584,577
WCAD Value
$588,996
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $495,865 and $700,036. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

407 RIVER DOWN RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 3 bath 1,831 sqft Built 1996
Raw Value $655,693
Adjusted Value $495,865

Adjusted -$58,560 for 217 sqft less living space and -$4,724 for being older and -$96,544 for no pool. Net adjustment: -$159,828.

401 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,368 sqft Built 1995
Raw Value $518,191
Adjusted Value $584,577

Adjusted +$66,386 for 246 sqft more living space. Net adjustment: +$66,386.

501 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 1,575 sqft Built 1996
Raw Value $526,230
Adjusted Value $532,031

Adjusted +$10,525 for 39 sqft more living space and -$4,724 for being older. Net adjustment: +$5,801.

402 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,505 sqft Built 1997
Raw Value $602,441
Adjusted Value $622,409

Adjusted +$29,415 for 109 sqft more living space and -$9,447 for being older. Net adjustment: +$19,968.

400 RIVER DOWN RD, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
4 bed 2 bath 1,273 sqft Built 1998
Raw Value $622,184
Adjusted Value $700,036

Adjusted +$92,023 for 341 sqft more living space and -$14,171 for being older. Net adjustment: +$77,852.

The Neighborhood

This home is valued 18.4% above the G230698D - River Ridge & Riverview Estates - All median of $497,470. With 445 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

above average
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$588,996
Median
$497,470

This home is +18.4% above the subdivision median.

Tax Analysis

The estimated annual property tax is $10,704 across all districts. With a homestead exemption claimed, that drops to $9,021 — saving $1,683 per year. That's $752 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$6,188
Williamson CountyCounty0.3694%$2,176
GeorgetownCity0.3530%$2,079
Williamson County FM/RdCounty0.0443%$261
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$10,704

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $584,577 would pay approximately $3,649 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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