320 PHILLIPS ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $150,356 and $365,474, with a best estimate of $228,202. That places the property below the H106403G - HUTTOPARKE - LENNAR median of $290,936, in a neighborhood that declined 8.2% over the past year.
Estimated Value Range
$228,202
$324,895
Based on 5 comparable properties(3 in the same subdivision)
Based on 5 comparable properties (3 in the same subdivision, 2 nearby), the estimated range is $150,356 and $365,474. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$17,459 for 97 sqft less living space. Net adjustment: -$17,459.
Adjusted +$16,199 for 90 sqft more living space and -$4,662 for being older. Net adjustment: +$11,537.
Adjusted -$94,854 for 527 sqft less living space and +$13,985 for being newer. Net adjustment: -$80,869.
Adjusted -$21,779 for 121 sqft less living space. Net adjustment: -$21,779.
Adjusted -$121,492 for 675 sqft less living space and -$4,662 for being older. Net adjustment: -$126,154.
The Neighborhood
This home is valued 11.7% above the H106403G - HUTTOPARKE - LENNAR median of $290,936. With 769 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 8.2% over the past year.
H106403G - HUTTOPARKE - LENNAR
typicalThis home is +11.7% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,027 across all districts. With a homestead exemption claimed, that drops to $5,279 — saving $1,748 per year. That's $440 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,916 |
| Hutto | City | 0.3859% | $1,254 |
| Williamson County | County | 0.3694% | $1,200 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $325 |
| Williamson County FM/Rd | County | 0.0443% | $144 |
| EWC Higher Ed Center | special | 0.0409% | $133 |
| Upper Brushy Creek WCID | Water | 0.0170% | $55 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $7,027 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $228,202 would pay approximately $1,424 per month (principal and interest only, excluding taxes and insurance).