314 LUNA VISTA DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $167,049 and $425,481, with a best estimate of $286,162. That places the property below the H401403G - Creek Bend median of $313,646, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$286,162
$271,685
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H401403G - Creek Bend, this home's estimated market value is between $167,049 and $425,481. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$153,517 for 816 sqft less living space and +$1,750 for being newer. Net adjustment: -$151,767.
Adjusted +$95,572 for 508 sqft more living space. Net adjustment: +$95,572.
Adjusted +$75,818 for 403 sqft more living space. Net adjustment: +$75,818.
Adjusted -$76,194 for 405 sqft less living space and +$1,750 for being newer. Net adjustment: -$74,444.
Adjusted +$23,140 for 123 sqft more living space. Net adjustment: +$23,140.
The Neighborhood
This home is valued 13.4% below the H401403G - Creek Bend median of $313,646. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.0% over the past year.
H401403G - Creek Bend
typicalThis home is -13.4% below the subdivision median.
Tax Analysis
The estimated annual property tax is $5,876 across all districts. With a homestead exemption claimed, that drops to $4,138 — saving $1,738 per year. That's $345 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,274 |
| Hutto | City | 0.3859% | $1,049 |
| Williamson County | County | 0.3694% | $1,004 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $272 |
| Williamson County FM/Rd | County | 0.0443% | $120 |
| EWC Higher Ed Center | special | 0.0409% | $111 |
| Lower Brushy Creek WCID | Water | 0.0169% | $46 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $5,876 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $286,162 would pay approximately $1,786 per month (principal and interest only, excluding taxes and insurance).