409 MOSSY ROCK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $257,649 and $429,619, with a best estimate of $292,453. That places the property below the H401403G - Creek Bend median of $313,646, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$292,453
$357,001
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H401403G - Creek Bend, this home's estimated market value is between $257,649 and $429,619. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$71,679 for 381 sqft more living space and +$5,251 for being newer. Net adjustment: +$76,930.
Adjusted +$76,382 for 406 sqft more living space. Net adjustment: +$76,382.
Adjusted -$45,905 for 244 sqft less living space and +$1,750 for being newer. Net adjustment: -$44,155.
Adjusted +$3,951 for 21 sqft more living space and +$3,501 for being newer. Net adjustment: +$7,452.
Adjusted -$45,905 for 244 sqft less living space and +$1,750 for being newer. Net adjustment: -$44,155.
The Neighborhood
This home is valued 13.8% above the H401403G - Creek Bend median of $313,646. With 479 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 7.0% over the past year.
H401403G - Creek Bend
typicalThis home is +13.8% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,721 across all districts. With a homestead exemption claimed, that drops to $5,968 — saving $1,753 per year. That's $497 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,303 |
| Hutto | City | 0.3859% | $1,378 |
| Williamson County | County | 0.3694% | $1,319 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $357 |
| Williamson County FM/Rd | County | 0.0443% | $158 |
| EWC Higher Ed Center | special | 0.0409% | $146 |
| Lower Brushy Creek WCID | Water | 0.0169% | $61 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,721 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $292,453 would pay approximately $1,825 per month (principal and interest only, excluding taxes and insurance).