315 GAINER DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $212,045 and $369,090, with a best estimate of $255,797. That places the property below the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.
Estimated Value Range
$255,797
$339,077
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H308403H - CENTRAL SOUTH OF 79, this home's estimated market value is between $212,045 and $369,090. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$38,280 for 199 sqft less living space and -$4,429 for being older. Net adjustment: -$42,709.
Adjusted +$61,364 for 319 sqft more living space and -$8,858 for being older. Net adjustment: +$52,506.
Adjusted -$86,564 for 450 sqft less living space and -$13,287 for being older. Net adjustment: -$99,851.
Adjusted +$21,737 for 113 sqft more living space and -$13,287 for being older. Net adjustment: +$8,450.
Adjusted -$91,181 for 474 sqft less living space. Net adjustment: -$91,181.
The Neighborhood
This home is valued 10.5% above the H308403H - CENTRAL SOUTH OF 79 median of $306,864. With 1,570 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.9% over the past year.
H308403H - CENTRAL SOUTH OF 79
typicalThis home is +10.5% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,333 across all districts. With a homestead exemption claimed, that drops to $5,584 — saving $1,749 per year. That's $465 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,087 |
| Hutto | City | 0.3859% | $1,309 |
| Williamson County | County | 0.3694% | $1,253 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $339 |
| Williamson County FM/Rd | County | 0.0443% | $150 |
| EWC Higher Ed Center | special | 0.0409% | $139 |
| Upper Brushy Creek WCID | Water | 0.0170% | $58 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $7,333 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $255,797 would pay approximately $1,597 per month (principal and interest only, excluding taxes and insurance).