604 WATERWAY AVE, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $337,316 and $406,720, with a best estimate of $346,216. That places the property above the H415421C - COTTONWOOD CREEK median of $345,428, in a neighborhood that appreciated 95.9% over the past year.
Estimated Value Range
$346,216
$346,492
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H415421C - COTTONWOOD CREEK, this home's estimated market value is between $337,316 and $406,720. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$13,003 for 66 sqft less living space. Net adjustment: -$13,003.
Adjusted +$788 for 4 sqft more living space. Net adjustment: +$788.
Adjusted +$101,463 for 515 sqft more living space. Net adjustment: +$101,463.
Adjusted -$13,988 for 71 sqft less living space. Net adjustment: -$13,988.
Adjusted +$47,284 for 240 sqft more living space. Net adjustment: +$47,284.
The Neighborhood
This home is in line with the H415421C - COTTONWOOD CREEK median of $345,428. The neighborhood appreciated 95.9% over the past year.
H415421C - COTTONWOOD CREEK
typicalThis home is +0.3% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,494 across all districts. With a homestead exemption claimed, that drops to $5,742 — saving $1,752 per year. That's $479 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,176 |
| Hutto | City | 0.3859% | $1,337 |
| Williamson County | County | 0.3694% | $1,280 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $346 |
| Williamson County FM/Rd | County | 0.0443% | $154 |
| EWC Higher Ed Center | special | 0.0409% | $142 |
| Lower Brushy Creek WCID | Water | 0.0169% | $59 |
| Cottonwood Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,494 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $346,216 would pay approximately $2,161 per month (principal and interest only, excluding taxes and insurance).