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1004 LAZY OAKS DR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath2,140 sqftBuilt 2016

Property at a Glance

This home is estimated between $407,076 and $466,538, with a best estimate of $445,074. That places the property below the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.

Estimated Value Range

$407,076 $466,538
Best Estimate
$445,074
WCAD Value
$645,356
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G172613B - WATER OAK NORTH, this home's estimated market value is between $407,076 and $466,538. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

1000 LAZY OAKS DR, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
3 bed 2 bath 2,454 sqft Built 2017
Raw Value $508,101
Adjusted Value $446,666

Adjusted -$66,861 for 314 sqft less living space and +$5,426 for being newer. Net adjustment: -$61,435.

1008 LAZY OAKS DR, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
3 bed 2 bath 2,396 sqft Built 2020
Raw Value $477,819
Adjusted Value $445,013

Adjusted -$54,511 for 256 sqft less living space and +$21,705 for being newer. Net adjustment: -$32,806.

101 ROYAL OAK DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 2,390 sqft Built 2019
Raw Value $482,029
Adjusted Value $445,074

Adjusted -$53,234 for 250 sqft less living space and +$16,279 for being newer. Net adjustment: -$36,955.

105 ROYAL OAK DR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,240 sqft Built 2021
Raw Value $460,700
Adjusted Value $466,538

Adjusted -$21,293 for 100 sqft less living space and +$27,131 for being newer. Net adjustment: +$5,838.

301 FAIR OAKS DR, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 2,689 sqft Built 2017
Raw Value $518,551
Adjusted Value $407,076

Adjusted -$116,901 for 549 sqft less living space and +$5,426 for being newer. Net adjustment: -$111,475.

The Neighborhood

This home is valued 28.6% above the G172613B - WATER OAK NORTH median of $501,966. With 442 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.7% over the past year.

G172613B - WATER OAK NORTH

above average
442 Properties
$501,966 Median Value
-3.7% YoY Change
0% Have Pool
99% Have Garage
This Home
$645,356
Median
$501,966

This home is +28.6% above the subdivision median.

Tax Analysis

The estimated annual property tax is $15,976 across all districts. With a homestead exemption claimed, that drops to $14,386 — saving $1,590 per year. That's $1,199 per month a buyer should budget. The assessed value increased +3.5% vs the subdivision average of -3.7%. This above-average increase gives a protest opportunity score of 36 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$6,780
Williamson County MUD #25MUD0.9200%$5,937
Williamson CountyCounty0.3694%$2,384
Williamson County ESD #8 - GeorgetownESD0.0912%$589
Williamson County FM/RdCounty0.0443%$286
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4756%$15,976
36 / 100

Some opportunity.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $445,074 would pay approximately $2,778 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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