320 LIGHTCLIFF ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $372,187 and $446,675, with a best estimate of $390,564. That places the property below the H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson median of $436,276, in a neighborhood that declined 3.4% over the past year.
Estimated Value Range
$390,564
$402,712
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $372,187 and $446,675. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted +$36,955 for 186 sqft more living space and -$1,560 for being older. Net adjustment: +$35,395.
Adjusted -$26,624 for 134 sqft less living space and +$520 for being newer. Net adjustment: -$26,104.
Adjusted -$36,558 for 184 sqft less living space and -$520 for being older. Net adjustment: -$37,078.
Adjusted -$35,167 for 177 sqft less living space and +$1,040 for being newer. Net adjustment: -$34,127.
Adjusted -$35,366 for 178 sqft less living space and +$520 for being newer. Net adjustment: -$34,846.
The Neighborhood
This home is valued 7.7% below the H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson median of $436,276. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.4% over the past year.
H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson
typicalThis home is -7.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $10,776 across all districts. With a homestead exemption claimed, that drops to $9,014 — saving $1,762 per year. That's $751 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,853 |
| Williamson County MUD #22 | MUD | 0.8990% | $3,620 |
| Williamson County | County | 0.3694% | $1,488 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $403 |
| Williamson County FM/Rd | County | 0.0443% | $179 |
| EWC Higher Ed Center | special | 0.0409% | $165 |
| Upper Brushy Creek WCID | Water | 0.0170% | $68 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.6758% | $10,776 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $390,564 would pay approximately $2,438 per month (principal and interest only, excluding taxes and insurance).