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104 ROCKY RIVER RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

5 bed4 bath2,714 sqftBuilt 2025

Property at a Glance

This home is estimated between $802,108 and $1,290,023, with a best estimate of $1,035,988. That places the property above the I448514C - Oaks of San Gabriel median of $483,914, in a neighborhood that appreciated 5.1% over the past year.

Estimated Value Range

$802,108 $1,290,023
Best Estimate
$1,035,988
WCAD Value
$775,361
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in I448514C - Oaks of San Gabriel. The estimated range of $802,108 and $1,290,023 should be treated as a rough guide.

Comparable Properties (5)

4 bed 3 bath 2,331 sqft Built 2014
Raw Value $1,038,140
Adjusted Value $1,239,423

Adjusted +$90,685 for 383 sqft more living space and +$110,598 for being newer. Net adjustment: +$201,283.

4 bed 3 bath 2,266 sqft Built 2015
Raw Value $1,083,404
Adjusted Value $1,290,023

Adjusted +$106,075 for 448 sqft more living space and +$100,544 for being newer. Net adjustment: +$206,619.

3 bed 2 bath 2,862 sqft Built 2013
Raw Value $922,162
Adjusted Value $1,007,771

Adjusted -$35,043 for 148 sqft less living space and +$120,652 for being newer. Net adjustment: +$85,609.

4 bed 2 bath 3,062 sqft Built 1997
Raw Value $602,984
Adjusted Value $802,108

Adjusted -$82,398 for 348 sqft less living space and +$281,522 for being newer. Net adjustment: +$199,124.

4 bed 3 bath 2,739 sqft Built 1976
Raw Value $549,243
Adjusted Value $1,035,988

Adjusted -$5,919 for 25 sqft less living space and +$492,664 for being newer. Net adjustment: +$486,745.

The Neighborhood

This home is valued 60.2% above the I448514C - Oaks of San Gabriel median of $483,914. With 872 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 5.1% over the past year.

I448514C - Oaks of San Gabriel

outlier high
872 Properties
$483,914 Median Value
+5.1% YoY Change
1% Have Pool
100% Have Garage
This Home
$775,361
Median
$483,914

This home is +60.2% above the subdivision median.

Tax Analysis

The estimated annual property tax is $18,928 across all districts. With a homestead exemption claimed, that drops to $17,050 — saving $1,878 per year. That's $1,421 per month a buyer should budget. The assessed value increased +595.4% vs the subdivision average of +5.1%. This above-average increase gives a protest opportunity score of 100 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Liberty Hill ISDSchool1.2389%$9,606
West Williamson County MUD #1MUD0.7140%$5,536
Williamson CountyCounty0.3694%$2,865
Williamson County ESD #4 - Liberty HillESD0.0745%$578
Williamson County FM/RdCounty0.0443%$344
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4412%$18,928
100 / 100

There may be a strong case to protest this appraisal.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $1,035,988 would pay approximately $6,467 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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