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304 RIVER RIDGE DR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath1,605 sqftBuilt 1999

Property at a Glance

This home is estimated between $317,894 and $601,043, with a best estimate of $519,774. That places the property above the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$317,894 $601,043
Best Estimate
$519,774
WCAD Value
$542,985
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $317,894 and $601,043. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

306 RIVER RIDGE DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 2 bath 1,549 sqft Built 1998
Raw Value $499,938
Adjusted Value $519,774

Adjusted +$15,112 for 56 sqft more living space and +$4,724 for being newer. Net adjustment: +$19,836.

309 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 1,474 sqft Built 1995
Raw Value $537,711
Adjusted Value $591,958

Adjusted +$35,352 for 131 sqft more living space and +$18,895 for being newer. Net adjustment: +$54,247.

401 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,368 sqft Built 1995
Raw Value $518,191
Adjusted Value $601,043

Adjusted +$63,957 for 237 sqft more living space and +$18,895 for being newer. Net adjustment: +$82,852.

305 RIVER RIDGE DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 1,869 sqft Built 1998
Raw Value $520,295
Adjusted Value $453,776

Adjusted -$71,243 for 264 sqft less living space and +$4,724 for being newer. Net adjustment: -$66,519.

307 RIVER DOWN RD, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
4 bed 2 bath 2,067 sqft Built 1995
Raw Value $423,675
Adjusted Value $317,894

Adjusted -$124,676 for 462 sqft less living space and +$18,895 for being newer. Net adjustment: -$105,781.

The Neighborhood

This home is valued 9.1% above the G230698D - River Ridge & Riverview Estates - All median of $497,470. With 445 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

typical
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$542,985
Median
$497,470

This home is +9.1% above the subdivision median.

Tax Analysis

The estimated annual property tax is $9,868 across all districts. With a homestead exemption claimed, that drops to $8,201 — saving $1,667 per year. That's $683 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,705
Williamson CountyCounty0.3694%$2,006
GeorgetownCity0.3530%$1,917
Williamson County FM/RdCounty0.0443%$241
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$9,868

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $519,774 would pay approximately $3,244 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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