401 OSIER PASS, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $308,183 and $429,244, with a best estimate of $416,711. That places the property above the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$416,711
$329,181
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $308,183 and $429,244. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$30,695 for 145 sqft more living space. Net adjustment: +$30,695.
Adjusted +$2,540 for 12 sqft more living space. Net adjustment: +$2,540.
Adjusted +$5,292 for 25 sqft more living space. Net adjustment: +$5,292.
Adjusted -$80,019 for 378 sqft less living space and +$10,996 for being newer. Net adjustment: -$69,023.
Adjusted -$33,871 for 160 sqft less living space. Net adjustment: -$33,871.
The Neighborhood
This home is valued 13.3% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
typicalThis home is -13.3% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,119 across all districts. With a homestead exemption claimed, that drops to $5,371 — saving $1,748 per year. That's $448 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,967 |
| Hutto | City | 0.3859% | $1,270 |
| Williamson County | County | 0.3694% | $1,216 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $329 |
| Williamson County FM/Rd | County | 0.0443% | $146 |
| EWC Higher Ed Center | special | 0.0409% | $135 |
| Lower Brushy Creek WCID | Water | 0.0169% | $56 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,119 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $416,711 would pay approximately $2,601 per month (principal and interest only, excluding taxes and insurance).