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129 SPANISH OAK CIR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath2,095 sqftBuilt 1980

Property at a Glance

This home is estimated between $422,390 and $494,518, with a best estimate of $438,258. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.

Estimated Value Range

$422,390 $494,518
Best Estimate
$438,258
WCAD Value
$559,196
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $422,390 and $494,518. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

113 LIVE OAK DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 2 bath 1,940 sqft Built 1976
Raw Value $402,904
Adjusted Value $437,003

Adjusted +$32,486 for 155 sqft more living space and +$1,613 for being newer. Net adjustment: +$34,099.

127 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,644 sqft Built 1980
Raw Value $399,996
Adjusted Value $494,518

Adjusted +$94,522 for 451 sqft more living space. Net adjustment: +$94,522.

115 LIVE OAK DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,930 sqft Built 1980
Raw Value $387,809
Adjusted Value $422,390

Adjusted +$34,581 for 165 sqft more living space. Net adjustment: +$34,581.

125 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,686 sqft Built 1980
Raw Value $375,023
Adjusted Value $460,743

Adjusted +$85,720 for 409 sqft more living space. Net adjustment: +$85,720.

114 SHADY OAK DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,770 sqft Built 1976
Raw Value $368,530
Adjusted Value $438,258

Adjusted +$68,115 for 325 sqft more living space and +$1,613 for being newer. Net adjustment: +$69,728.

The Neighborhood

This home is valued 48.3% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.

G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5

above average
358 Properties
$377,162 Median Value
-0.4% YoY Change
4% Have Pool
96% Have Garage
This Home
$559,196
Median
$377,162

This home is +48.3% above the subdivision median.

Tax Analysis

The estimated annual property tax is $10,163 across all districts. With a homestead exemption claimed, that drops to $8,490 — saving $1,673 per year. That's $708 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,875
Williamson CountyCounty0.3694%$2,066
GeorgetownCity0.3530%$1,974
Williamson County FM/RdCounty0.0443%$248
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$10,163

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $438,258 would pay approximately $2,736 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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